Why Mutual Funds Are Perfect for Retirees
Mutual funds offer: ✔ Steady Passive Income – Dividend and bond funds generate reliable monthly/quarterly payouts. ✔ Low Risk & Stability – Conservative funds protect against market volatility. ✔ Professional Management – Experts handle fund selection and risk management. ✔ Diversification – Lower risk by spreading investments across different sectors.
Key Strategy: Invest in funds that balance safety, income, and long-term stability.
Best Mutual Funds for Retirees in 2025
These funds offer low risk, stable returns, and consistent income – perfect for retirees.
1️⃣ Vanguard Wellesley Income Fund (VWINX) – Best Balanced Fund
✅ Expense Ratio: 0.23% ✅ Dividend Yield: 2.8% ✅ Portfolio: 35% stocks, 65% bonds
